Nickname: Brown

Review: You see the market is dwindling down. For banks like Wachovia, Bank of America, and left behind Wells Fargo and WAMU you have to buy out the weaker one to gain market share. The trick is at what price? And how many employees are you going to layoff in the process I know from first hand experience. So stayed tuned community banks are soon to be a dinosaur because all the compliance issues as well. It's like the Target and Wal-Marts or in other words the Hatfields.

Date reviewed: Mar 9, 2007 12:31 AM

Nickname: bowhunter

Review: Wachovia+World Savings= masterstroke by Wachovia management. This will give them the same financial flexibility that the option ARM gives the smart home buyer--as the mortgage industry continues to shrink Wachovia is now a major player to take up the slack. It would take decades to re-create the quality of mortgage franchise Golden West founders built.

Date reviewed: May 13, 2006 4:09 AM

Nickname: Paul

Review: Wachovia is buying Golden West because of the mortgages. Wachovia is trying to grow its mortgage side and is expanding in the U.S. and overseas (Germany and France). Many have stated the Golden West, big in Option Adjustable Mortgage, in California. Mortgage IT and American Home Mortgage will be the next mortgage companies target.

Date reviewed: May 10, 2006 4:22 AM

Nickname: Alex S. Gabor

Review: Banks don't worry, they are inhuman, but people at banks should worry alot. The assets backing their loans are in serious jeopardy, and thus their jobs are too.

Date reviewed: May 9, 2006 11:56 PM

Nickname: Tony S.

Review: NYB should be the next to go the way of NFB after the interest rates are finished in June. It should bring a very good premium.

Date reviewed: May 9, 2006 8:09 PM

Nickname: dsloan

Review: I enjoyed your article. However, can you give me any advantages of Regions merging with Amsouth.

Date reviewed: May 9, 2006 5:55 PM

Nickname: stones67

Review: Buy WAMU stock and hold, stay tuned, buyout coming.

Date reviewed: May 9, 2006 5:08 PM

Nickname: Bill

Review: Another factor to drive consolidation is the big banks are still finding it less expensive to buy than build new branches. Not much talk about de novo expansion after much ballyhoo last year. Deposits and customers was and still is the name of the game.

Date reviewed: May 9, 2006 2:03 PM